Monthly Archives: October 2018

Ralph Waldo Emerson from the ‘Look Who’s Talking Series

Such an ado was made at my passing from this life. Surely people knew that I was ready for the journey. Near the end, my memory failed, and my mind was not as keen and agile as it had been. I no longer wrote, nor could I converse with a degree of competency. Time had taken its toll, but I had been ready and I knew I was about to embark on another journey.

It had been an easy life that I enjoyed during the early times. Life was not complex. I came from a respected family, was fortunate to receive a good education, and had the benefits of good friends of intelligence.

As a young man I aspired to become a minister. I achieved that goal, but in time I determined it was not the life for me. My philosophies were not readily acceptable to the clergy. When I left the ministry, I embarked on a trip to England where I had longed to go to meet with men of literature. In my youthful mind, I believed this young country of America had no literary masters.

In years to come, I would know men such as Carlyle, Wordsworth, Coleridge, Dickens, who would become friends. I was privileged to dine with Tenneyson, exchange ideas with Macaulay, admire the inventiveness of George Stephenson, and the mind of Thackeray.

As I grew older and wiser, I admired and respected my countrymen: Bronson; Alcott; Henry James: Margaret Fuller; Nathaniel Hawthorne, and my dearest friend, Henry David Thoreau, the young man I had taken into my home to assist me in my attempt at farming.

How grand and yet simple were his stories. His oneness with nature embellished all that he said and did. Well I recall helping to get him a scholarship to Harvard, and the joy I felt when he returned, still imbued with his love of nature, non plussed by the classic education.

What can I say of my life? That I enjoyed the company of all people? I was equally at home with the laborer as with the socially elite. I wrote my thoughts and feelings, and people invited me to speak them in public lectures. I was an admirer of the Plato philosophy, and a member of the Transcendentalist Society. My joy was exchanging ideas with anyone who cared to listen.

To be a poet of worth was my greatest aspiration, but it was not to be. My rhyme and verse were acceptable, but not of great literary value.

As a farmer I also failed. Hawthorne once wrote that my idea of farming was to lean on a hoe while Thoreau leaned upon a rake, and Alcott sat on the fence. It is somewhat true. We greatly enjoyed discourse over workhorse.

My thoughts and philosophies were not new. They had been the filtration of wisdoms from earlier times. I embraced the thoughs and beliefs of master before me, then reconciled them with my own intuitive spirit. In my essay, “Fate”, I wrote:

“No one can read history of astronomy
without perceiving that Corpernicus, Newton,
Laplace. are not new men, or a new kind of men,
but that Thales, Anaximenes, Hipparchus, Emp-
edocles, Aristarchus, Phythagora, OEnipodes,
had anticipated them;”

Did not Socrates and Plato come before Immanuel Kant? And before Moses, Confucius and Pythagoras? When people today speak of New Thought, compare it to ancient wisdoms, and you will find that nothing new exists under the sun that has not been envisioned by another.

How do I apprise myself as a writer? In my essay on beauty, I stated:

“It is proof of high culture to say the greatest matters in the simplest way,”
“To clothe the fiery thought,
In simple words succeeds,
For still the craft of genius is
To mask a king in weeds.”

I believe that we could learn much from the laborers who work close to nature. Watch a man build a bridge, see a woman tend her garden, observe the tin maker crafting his
wares, and you see nature in her finest hours.

If we are true to our nature, open our minds to the voice of the universal spirit, allow the will of fate to guide our actions, break no law of nature, then we have lived to the fullest measure of our being. To that end, I hope I achieved a modicum of success.

Mary Bradley McCauley is a writer in no particular genre. Her articles, short stories, essays, poems, travel bits, and ‘thinking about’ series have been published and well received.

Where to Find Help When Mourning the Death

Are you wondering what to do in order to deal with the wrenching pain, or if what you are feeling is normal? Are you not sure who to rely on with the deep feelings you need to share? How can you find the help you need? There are many answers to these questions.

To begin with, be assured there is nothing wrong with seeking help. We need each other, especially when someone we love has died. And even if you have an adequate support system, there is much about grief you may still need to learn if you had poor grief models as a child. So what can you do? Here are six sources to call upon as you see fit. It is your grief, and you need to grieve in your own individual way.

1. Obviously, the first choice for assistance should be those who you feel you have the most trusting relationships with. But then, decide who the best listeners are. Who will let you express your pain, witness it, and not try to fix it? Not everyone can do that. Who will hang in there with you for the long haul? All friends and relatives have their plusses and minuses when it comes to care giving. However, there are some you will have to rely on more than others, based on how they can meet your needs.

2. Early in your grief you may have no interest in reading. But at some point, it can be very useful to become aware of the wide range of normalcy in the grief process and the most used strategies for coping with loss. We all need education in these areas since very little is done in a formal way in the schools. Here are two books I recommend to all members of my support groups: The Mourning Handbook by Helen Fitzgerald and Life After Loss by Bob Deits. They are full of effective practical strategies to help your transition.

3. Join a grief support group. Even though you may have an adequate support network, you may also profit greatly from a grief support group. They have trained facilitators and you will learn much from them, as well as other members in the group. And, you may also find a grief companion in the group that you can talk with between meetings. There is nothing like finding someone who is also grieving and that you relate well to. Check for support groups at your local hospital, hospice, or church and be sure to ask about the background of the facilitator.

It’s Good to Know All Your Options

In another of my articles I dealt with the issues of developing trust and getting a fresh start. Not only will developing trust with your Short Sale clients be important in this business, trust is the building block to doing business with anyone.

I have to admit, I’m no Mother Teresa. I’ve told my share of white lies in my life, most of them to my wife who is a terrible snoop during the holidays. But when it comes to telling the people going through a foreclosure their options, the truth is the only thing that matters. My goal is always to be brutally honest with people at all times.

This article will deal with not sugarcoating the situation people going through a foreclosure are in and laying out those options in a way that is understandable. If you don’t know what all the options are, maybe the list below will help.

If your goal is to assist these people through the Short Sale process, regardless if you are working these properties as a Real Estate professional or an Investor, you need to be able to explain to them the options they have.

There is a difference the impact a full blown foreclosure has on your credit report as opposed to a successful Short Sale. Neither is very good to their credit rating, but according to my sources, they both stay on your credit report. The full blown foreclosure will stay on longer than the Short Sale.

The same with a full blown Bankruptcy, I would have never gone that route myself if I had known how adversely it effected our credit for many years after our financial troubles were over. That’s what I get for listening to an attorney!

What are the REAL options for a property owner?

·        Get caught up and get the loan reinstated
·        Work out a loan modification with the lender (Very popular now)
·        Sign a forbearance agreement with the lender
·        Sign a Deed in Lieu of Foreclosure
·        Sell the property before the foreclosure runs it’s course
·        Short Sale the property
·        Let it go through the full blown foreclosure, being sold on the courthouse steps
·        Declare bankruptcy and try and save the house through a re-organization plan

I will always try and explain as best I can what all the options are and the plusses and minuses that come with them. Since I am not an expert in either the legal end or credit implications that each would bring, I just relate my personal experiences.

I always want people making decisions to work with me making those decisions with their eyes wide open. My advice here is to explain the options, the good, bad, and the ugly. In the business of foreclosures, there are so many people out there that work by taking advantage of people in this situation. Please, don’t be one of them.

Educate yourself, and then educate your clients or customers as to what their REAL options are and let them decide. If you have been straight and honest with them, they will ask for your advice and look at you for guidance.